Alabama debt consolidation
allows our customers the ability to reduce their credit card, mortgage, and other types of unsecured loans without filing bankruptcy and without having to take out a debt consolidation loan
. By combining all outstanding loans into one payment, our customers can save thousands of dollars in interest and pay off their obligations in a shorter amount of time, typically in as little as two to four years.
Debt consolidation is very good means of becoming debt free in shorter amount of time. Enrolling in a debt consolidation sends the message that you are committed to meeting your obligations, an indicator of future credit-worthiness.
How is this possible? By having us negotiate with our customers’ creditors for more favorable terms. Our Alabama debt reduction services help our customers regain their financial health while getting them out of a cycle of late payments and missed payments, omens of looming bankruptcy or foreclosure.
Creditors really do not want their customers going into bankruptcy or turning over overdue accounts to collection agencies. They lose money by doing this. By negotiating for easier payment terms and sometimes waiving fees, creditors are actually watching their own bottom line as well.
Our Alabama debt negotiation services reduce high-interest loans, allowing our customers to keep more of their money. Over time, this strategy allows them to regain solid financial footing. In turn, with a growing history of timely payments, their credit rating steadily improves. Our customers pay us one monthly payment. We in turn pay off their creditors.
Our professionals provide debt counseling and budget planning to our customers to help get them back on track. By making one monthly payment to us, it is simpler to keep track of debt, save money on interest costs, and have more money in the bank account to cover current living expenses and to build for a more secure future. Our counselors help identify attitudes and spending behaviors that may have contributed to the present problem. They offer solutions to help avoid them in the future.
We provide our service in the following states: